It feels great to be able to get a gift from a credit card company, or from anybody, that you can enjoy right away. Once you apply for a Discover Open Road Card, you will receive a $75 gift certificate that you can use to buy a meal – or more than one – from one of the many different restaurants on the list – possibly including your favorite one.

Those who get a Discover Open Road credit card will be assigned an interest rate that ranges somewhere between 11.99 percent and 19.99 percent. Of course, the actual rate you receive will depend on a combination of your credit rating and the Prime Rate. Those people who apply with a higher credit score will benefit with a lower interest rate being applied.

What are the Benefits of the Open Road Card?

As the title of this article suggests, you will receive a $75 gift certificate from Restaurant.com after you apply for this credit card and get accepted. The one condition is that you will need to make your first purchase on the credit card within six months before qualifying for it. The certificate is good at over 15,000 different restaurants, where a minimum purchase may be needed.

All of the new purchases that you put on your new Discover Open Road Card receive a zero percent interest for a limited time. You can enjoy this rate for 12 months, and then it is raised to the credit card’s standard interest rate after that.

Balance transfers receive a zero percent interest rate during the Introductory Offer period. This lasts for a full 12 months, and then the remaining balance will receive the card’s standard interest rate after that, as well. Three percent of any amount transferred is charged to the account for all balances put on it.

What Are the Cashback Bonus Benefits on the Discover Open Road Card?

Since the Discover Open Road Card is a credit card made for drivers, you are able to get extra points at those places you are apt to use the most. You get a double cashback bonus for your purchases made at any gas station and at any restaurant. All of your other purchases receive a cashback bonus of up to one percent.

Whenever you make a purchase from Discover’s special shopping Website, you get an even bigger cashback Bonus. Shopping at their online shopping mall will enable you to get between five and twenty percent bonuses. There are more than 150 different retailers to shop from, giving you a wide selection of merchandise to choose from.

You also have some flexibility on how you can spend your rewards, too. You can choose to get cash back, or you can also select from a variety of gift cards from Discovers Partners, Discover gift cards, or make a contribution to one of your favorite charities.

Are There More Benefits on Your Open Road Card?

Accountholders do not pay an annual fee. This gives you even more savings.

Of course, after you are approved for your Discover Open Road Card, you will also get access to all of your account information online. Once you have a credit card, all you need to do is to go online and log-in. From there, you can find your monthly statements, all of your transactions, find out how soon you will earn another cashback check or other gift, your payments and purchases. You can also make a payment online, too.