There are a lot of ways that a credit card can enable a cardowner to save money, but few will do it like a Fidelity Investments Rewards Credit Card can. Instead of having to use your points for things that may be trivial or short-lived, a Fidelity Credit Card helps you to save real money by enabling you to put it directly into a Fidelity investment account. 

The Fidelity Investment Rewards Credit Card 

The Fidelity Investment Rewards Visa Signature Credit Card enables cardowners to turn their points into dollars and put them directly into their Fidelity account to earn interest. This new card replaces the old Fidelity Platinum Plus. This is a great way to provide a lasting savings plan with the points earned from your daily expenditures. The money can be transferred to a Fidelity IRA or a Fidelity 529 account. 

There are no limits as to how much you can accumulate in the way of points on your Fidelity Visa Signature Card, and you can choose how to use your points if you should want to redeem them in some other way. They can be redeemed, starting at values of 2,500 points or more, for travel on a major airline without any blackout dates, for merchandise with brand names, for gift certificates, for special experiences, and more. 

Points are earned at a rate of 1.5 points for every dollar spent up to $15,000 in purchases. Once that amount is reached, cardowners start to earn at a rate of 2 points per dollar spent. For those who have the Fidelity Investments Rewards Credit Card and have reached 5,000 points, this can be turned into a $50 deposit and automatically put into their Fidelity investment account. 

A Visa Signature credit card from Fidelity provides you with a number of great options. This includes benefits such as the coordination of services needed for travel, legal, or medical; lost luggage reimbursement, roadside service, and more. 

The Fidelity Retirement Credit Card 

Another way that Fidelity can help you save money is with the Fidelity Retirement Credit Card.  This card is similar to the card above, except that the money will be deposited into a Fidelity IRA. After you have made $2,500 in purchases, this will give you 5,000 points, which will let you deposit $50 into your Fidelity IRA. 

If you want to use your points, or some of them, for other purposes, their WorldPoints program will let you do so. You can use your points for things like merchandise, travel, and more. Points on this card are earned at a rate of 2 points for every dollar in purchases. 

Easily Manage Your Money with Full View® 

Fidelity offers a way to view all of your finances from its program called Full View®.  It is a secure Website that you can access from the Fidelity credit card login page.  It offers many tools to help you track and manage your money, has automatic expense categorization, and even lets you see real state information to provide you with a more complete picture. 

There is no limit as to how many points can be earned on the various Fidelity credit cards, and no limit as to how many can be redeemed at one time. The points will expire, however, after a period of five years – or if you cancel or close your account.