While you shop around for a credit card that is worth having, you want to be aware that some credit cards may have some great perks that you could really use. As credit card companies work to create uniqueness, there are some great credit card benefits that you just gotta have. Here are a few of them.

Five Percent Rewards

While a lot of credit cards give rewards, there is one that stands out because it gives cardowners a whopping five-percent. If you are serious about wanting to get some real cash back, then you need to get Chase’s Freedom credit card. Every three months, the type of items will change that you can get five-percent cash back on. The rotating categories enable you to take advantage of the system. All other purchases have a one-percent cash back reward.

Free Flights

A lot of air miles credit cards will give you a free flight after you earn the points. Some credit cards, however, such as the American Express Platinum, gives you enough points to get at least one free flight right away. The deal applies to new accounts with American Express, on the Delta credit card. After you have made more than $1,000 in purchases, they give you 50,000 air miles – which is enough for a free flight. In addition, you can transfer air miles to the card, and they will give you 150 percent, or for every one thousand miles transferred, they will give you 1,500.

Discounts and Cash Back Rewards

Getting better deals and more cash back is fun, and you can get more back with some credit cards. The Discover More credit card gives new account owners a $100 cash back bonus after more than $500 in purchases is made in the first five months. Beyond that, cardowners enjoy a five-percent cash back bonus in some popular categories.

Car Rental Insurance

One feature that appears on a lot of credit cards is car rental insurance. Many people are not aware of it, so they rent a car and get car rental insurance, too. Having this feature on your credit card can save you a lot of money every year if you use car rentals a lot.

Concierge Services

It is always a good thing when you can reach out to someone who can really help you. This is especially valuable when you are on the road and cannot easily stop to do these things yourself – or when you have no idea who to contact for whatever the need. The Chase Sapphire credit card comes with a free concierge service that is available 24/7. There is absolutely no cost and they can help you do many things – from making travel arrangements, to selecting the right gift, or just plain directory assistance.

Special Access to Airport Lounges

Some air miles credit cards will give you free access to lounges in many airports. One of these is the American Express Platinum, which provides you with the opportunity to get a more private time to relax. There you can find plush furniture, complimentary phones, fax machines and access to the Internet. You can also get complimentary food, such as sandwiches, hors d’oeuvres, juices, and much more.

Whenever you shop around for a credit card, be sure to look at the various perks and see which ones will be most beneficial to you. Also, consider credit card fees, which ones give you online access to your credit card account, and check out other bonuses, such as whether or not you can get balance transfers with a zero percent Introductory Offer, etc.