When you have to use a credit card, you want one that you know will have a lot of benefits with it – and some nice special features. This lets you get some of your money back in various ways, and almost makes you look forward to your next bill. The Citi® Platinum Select® MasterCard® is one that you will gladly use over and over.

What Are the Main Benefits of the Citi® Platinum Select® MasterCard®?

The Citi® Platinum Select® MasterCard® allows you to transfer over your balances from other credit cards. Best of all, though, is that you can enjoy 18 months of no interest for all balances moved to the new credit card. This is longer than most other cards will give you.

Another great feature of the Citi® Platinum Select® MasterCard® is that you also get zero percent interest on your new purchases, too. The Introductory Offer on new purchases lasts for 12 months, and then will go toward the interest rate on the card at that time, which will be between 11.99 to 20.99 percent. The exact percentage you receive will be based on your credit score.

The Citi® Platinum Select® credit card also gives its owners the opportunity to earn even more cash. Through their Extra Cash Website, you can get discounts on things like travel, entertainment, various kinds of merchandise, and much more. You can earn 10 percent extra cash back from the Website and there are no fees for card owners to use it.

What Other Benefits Are There on the Citi® Platinum Select® Card?

The Citi® Platinum Select® Card offers the convenience of fast and easy payment at the cash register through its PayPass system. All you need to do, when you make purchases of less than $25, is to simply tap your payment tag on the PayPass reader. When you do, not even a signature will be needed.

All of your purchases are also protected. Most things that you buy are automatically covered for up to 90 days after the purchase. They are covered against accidental breakage, theft, or fire, for an amount up to $1,000. In addition, warranties can also be extended for an additional year on most items when you use your credit card.

When you travel on a public mode of transportation and charge it to your credit card, you also are automatically covered against accidents. This includes coverage for yourself, your spouse, and your children – and there is no extra cost for it.

Card owners of the Citi® Platinum Select® MasterCard® also get discounts when they rent a car from Hertz. The card also offers automatic car rental insurance whenever you rent a car. You are also given opportunity to use their Travel and Emergency Assistance service, too, which offers medical and legal referrals, emergency transportation, and more.

What Are the Special Security Features of the Citi® Platinum Select® MasterCard®?

Protection for your credit card and other personal information is always a concern when using it online. The Citi® Platinum Select® MasterCard® takes care of that with two special options for increasing the security of your credit card. The first one is that you can have your picture put on the front of the card, along with your signature. The second security feature is that you can use virtual credit card numbers when you buy online. This makes it impossible for anyone to steal your credit card number because you will use another one as a substitute – a different one each time!

The Citi® Platinum Select® MasterCard® also provides card owners with protection against unauthorized purchases. You are not liable at all in those instances. Citi will also help you in the event that you should ever suffer some kind of identity theft.