When you are looking for a great place to shop for the family and want to be able to get great rewards and discounts, Belk is the store you need. The Belk Credit Card enables you to get your rewards quickly with its $10 certificates sent out for every $400 that you spend. 

The Belk Credit Card Comes in Three Levels 

Like many other department stores, the Belk credit card offers different levels based on the amount you spend in the store annually. The basic card, called the Belk Rewards credit card, is for those who spend less than $600 per year. The next card level, the Belk Premier credit card, is for those who spend between $600 and $2499 each year on store merchandise. The Belk Elite credit card is for those who spend more than $2,500 each year. 

Each of the Belk credit cards comes with many of the benefits that you would expect such as zero percent liability for fraudulent purchases, no annual fee and hassle-free returns. Cardholders are also given opportunity to attend some special events at Belk, which provides great ways to save, such as the Special Double Point Events, and at least 12 Exclusive Sale Events every year. 

The Rewards Given on the Belk Credit Cards 

Belk credit cards earn one point for every dollar spent in the store. Once the $400 amount of spending is reached, Belk will issue a $10 Belk Rewards Dollars certificate. Also, Belk will have a number of special events where the points are doubled on purchases, giving cardholders the opportunity to get their Belk Rewards certificates even faster. 

Belk Premier and Elite Card Benefits 

The Belk Premier credit card gives cardholders the benefit of Flex Pay Plan Financing, free basic alterations, and free deluxe gift-wrap. The Elite Card offers an additional five benefits. This includes Special Triple Point Events, the opportunity to pick your own sale day (quarterly), a 20% coupon on your birthday for all-day shopping, points that never expire and free shipping coupons. 

Belk Credit Card Online Account Management 

Once you have a Belk credit card, you receive access to more benefits when you use your Belk credit card sign in. Your online account gives you access to Belk credit card customer service and their special Belk credit card phone number. From your account, you can do things like check your balance, check your points earned, or pay your Belk credit card bill online. You can also see all recent activity on your account, add another authorized user, and more. 

When you are expecting an order to be delivered to you, your online account will enable you to track it with a special order number. You can also get the information you need before you order about estimated arrival times, any shipping costs, and find out what is needed if you should have to return any merchandise. Customer Service also receives emails and responds to each one within 24-hours. 

New Belk Credit Card Holders Get 15% Discount 

If you open a new Belk credit card account (and get approved), you will be entitled to enjoy a 15% discount on all your purchases on that day. A certificate can be given immediately upon approval in the store, or you will be sent one with your credit card. It will be necessary to have the certificate in order to get the discount. Some restrictions may apply. New accounts can easily be opened online with their secure Website.

When you want some great products from Dillard’s and, a way to get rewards that enables you to get even better discounts on shopping, a Dillard’s credit card is just what you need. For those who love to shop, Dillard’s rewards can lead to a 10 percent discount for a full day’s worth of shopping. 

Dillard’s Credit Cards Provides Two Options 

The department store has two options when it comes to credit cards. The first is their standard Dillard’s credit card which is for shopping in the store, and the other one is a Dillard’s American Express credit card, which can be used anywhere that American Express is accepted. 

The Point System of the Dillard’s Credit Card 

Both credit cards earn two points per dollar spent (net price) in the department store or online. The Dillard’s American Express card will let owners earn an additional one-percent for every dollar spent on all purchases made elsewhere. 

The Dillard’s Rewards Program

 After 1,500 points have been earned, cardholders are given a Dillard’s Shopping Pass, which enables them to a full 10% discount on everything purchased in a single day. The Shopping Passes may be sent either one or two billing periods later and there will be a maximum of twelve Passes that can be issued in a calendar year. The Passes do have an expiration date on them and they must be used prior to that date. 

Dillard’s will also give a 10% Off All Day Shopping Pass to those who fill out the Dillard’s credit card application, and make a purchase. The purchase will have to be for at least $100 and it only applies to the same day that the new account is opened. The Shopping Pass will be sent in your first statement. 

The Dillard’s Credit Card Elite Members 

Dillard’s credit card holders have the opportunity to join the ranks of those who get even better earning privileges with their cards. The Elite credit card members join the club after they have spent $2,000 in a calendar year on their card. To continue to retain Elite member status, members will need to continue to spend this amount annually. 

Elite Card members have special privileges, which makes membership even better. Members receive special invitations to private shopping events, a subscription to Conde Nast magazine, fashion update emails sent quarterly, reward points that carries over from one year to the next, and more. 

Access Dillard’s Credit Card Services Online

 Dillard’s credit card holders can securely access their accounts online, as well as being able to contact the Dillard’s credit card customer services. By using your Dillard’s credit card login, you can view your account details for the past six months, your purchases and payment history, current balance, or easily make a Dillard’s credit card payment. 

For online orders, cardholders can also get information about it from your online account. This enables the order to be tracked after it has been shipped. 

General Details of the Dillard’s Credit Card 

All cardholders receive the benefit of having no annual fee, and there is also protection against fraud that provides zero liability. Cardholders can also choose their billing date and they can pay either at the store, or online. Some products are able to receive Special Financing for up to a year when purchased with your Dillard’s credit card. 

The Dillard’s Website advertises that it only takes about 30 seconds to apply for the credit card and get a response. Take a little time and learn now about the Dillard’s credit card details and all about the benefits and costs.

For people who love to shop at Macy’s, the store now offers their customers different ways to save with their four Macy’s credit cards. Each credit card has its own benefits and they are based on how much you spend at Macy’s each year. 

Special Discount for New Macy’s Credit Card Applicants 

As a special incentive to get a Macy’s credit card, the store gives an immediate 15 percent off for shopping privileges. Those who are approved get this discount on the day of approval and the day after. There are some restrictions as to what can be purchased and still qualify for the discount, and it cannot be combined with other special offers. Some items may only have a smaller discount. 

The Macy’s Credit Card Is Based On Expenditures 

The four Macy’s credit cards are based on how you spend each year in the store. The Red Star Rewards credit card is for those who spend from $0 up to $499 annually. The Gold card is for those who spend between $500 to $999 annually; the Platinum range from $1,000 to $2,499, and the Elite is for shoppers who spend more than $2,500 annually. 

There are several benefits of having a Macy’s Credit Card. Card owners receive information about Monthly Savings Events, they can make easy returns of merchandise, and they can also manage their account online, which enables you to make a Macy’s credit card payment at any time. 

The Visa Versions of the Macy’s Credit Card 

For each of the four types of Macy’s credit cards, there is also a Visa version. You can get the Macy’s Visa Credit Card only by going into the store and applying there. Having the Gold, Platinum, or Elite Visa version of the card gives consumers opportunity to be enrolled in the Star Rewards Plus program. This program enables them to get special offers for travel, entertainment and dining, access to limited edition merchandise, special events, and more. 

The Macy’s Credit Card Star Rewards Program 

Rewards on the Macy’s Visa Credit Cards are given through the Star Rewards Plus Program. It rewards customers with either $10 (Gold) or $25 (Platinum or Elite) Rewards Certificates, depending on the level of card owned. Certificates can only be redeemed in the store. Points earned on the Visa cards range from one to 3.5 percent per dollar spent, depending on the card owned, and they also earn on point per dollar spent anywhere else. 

You can qualify for the Star Rewards Plus Program if you already have either a Gold, Platinum, or Elite Macy’s Visa credit card, and if you have spent more than $500 in the store in a year. You will also need to pass their credit approval. 

Get Access to the Macy’s Online Service 

Once you have a Macy’s credit card account, you can go online and view your information at any time, including information about charges, payments made, and upcoming Rewards. It will also give you access to the Macy’s credit card customer service, as well as the Macy’s credit card phone number. Paper statements can also be obtained through their Website. 

The best way to save on any credit card is to pay it off in full when the bill is received. This will help you avoid extra charges (if paid on time) and interest. The Macy’s credit card charges a standard 24.5 percent interest rate on all its credit cards.